Workers' Compensation in Texas

Who is the Division of Workers' Compensation?

The Division of Workers' Compensation (DWC) is a state agency that regulates the delivery of workers' compensation benefits to injured employees and to eligible family members of employees killed on the job. The DWC also helps resolve disputes about claims and provides workplace safety and health services. The DWC does not pay benefits. Benefits are paid by workers' compensation insurance companies, by employers certified by this agency to self-insure, or by self-insured governmental entities.

What is Workers' Compensation?

Workers' compensation is a state-regulated insurance program that typically will pay your medical bills and replace a portion of your lost wages if:

• You are injured at work or have a work-related illness; and
• Your employer has workers' compensation insurance coverage under the Texas Workers' Compensation Act.

Workers' compensation typically will pay for the medical treatment of your work-related injury or illness if:

• You are injured at work or have a work-related illness; and
• Your employer has workers' compensation insurance coverage under the Texas Workers' Compensation Act.

Workers' compensation will also replace a portion of your lost wages if:

• Your employer has workers' compensation insurance coverage under the Texas Workers' Compensation Act; and
• Your injury occurs at work or you have an illness related to your job.
• Your work-related injury or illness causes you to lose all or some of your wages for more than seven
  (7) days from one or more jobs.